The GoodStrong Financial Background in the Company • Specialized in Life Insurance • Knowledgeable Staff • Multiple Life Insurance Types Offered
The BadSlightly Higher Premiums • Less Amount of Coverage Offered
Founded in 1896, Allianz Life Insurance Corporation remains one of the oldest life insurance providers in North America. Through innovation, Allianz provides various life insurance products as well as other insurance products through a variety of independent financial agencies nationwide.
Policies / Plans
Allienz offers a variety of life insurance products based on each individuals' needs. They Include:
Term Life Insurance - Available in terms of 10, 20 or 30 years. Offers the ability to change the policy to a universal life insurance policy. Also there is a renewal option at the end of each term so you do not need to hassle and get a new policy.
Universal Life Insurance - Offers guaranteed protection for a policy holder up to 120 years. They offer flexible premium payments as well as income and real estate protection.
Fixed Index Universal Life Insurance - A very unique permanent life insurance policy, fixed index universal life insurance provides protection to policy holders in case of a variety of financial or health situations as well as a policy which increases value over time.
Pricing / Rates
Policies normally cost about average to slightly above average when compared to other life insurance providers. When a quote request was filled out with information the result ended up with a $249 premium payment.
Getting A Quote
Like just about any other life insurance provider, getting a quote from Allianz is very easy. You can call their toll-free number to get a quote or fill out a quote request online. Both take little time and will provide you a quote within minutes.
Allianz offers excellent customer support. Their staff is very knowledgeable of Life Insurance and the products they offer. Support is very friendly and is quick to resolve any problem or update any information on your policy. There are also 100,000 agents nationwide so you have a representative wherever you may be.
Allianz is an excellent provider of Life Insurance which should be on a top 10 list of any person looking to get life insurance. With strong financial backing, superb customer support and a variety of life insurance products they are without a doubt a great insurance provider. There are few downsides and none of which compare to the upsides of their company.