The Good
Multiple Types of Policies Available • Lower Premiums • High Quality Customer Service •The Bad
No Major ConsOverview
Started in 1931, Allstate Insurance remains a top 5 provider of auto, life and home insurance. With valuable resources for both current and future customers, Allstate is a must see for any person seeking insurance.
Allstate prides itself on high quality products for affordable prices. They strive to provide anybody who needs insurance with enough coverage so if an accident happens, the policy holder does not go broke.
Policies / Plans 




Allstate offers both term and permanent life insurance. They offer term life insurance in 10,15, 20, or 30 years. The best part is that your premiums are guaranteed not to go up during the term. If you want to renew your insurance policy the premium will increase for the next term policy but will stay the same just like the first policy.
Permanent Life Insurance is just what it says- It lasts forever. Allstate provides different types of permanent life insurance which all accrue a cash value over time.
Pricing / Rates 




Allstate's quote offered a $224 premium for the amount of coverage we requested for a term life insurance policy. This is average but when adjusted slightly the premium dropped $40-50 a month. The permanent life insurance policy was quoted for a $309 premium but was guaranteed to accrue a very high return each year.
Getting A Quote 




Allstate is extremely easy to get a quote. You can fill out a form for whatever type of life insurance you want and get a quote within ten minutes. It requires no previous medical exam and will offer you a guide for what you are looking to receive.
Customer Service 




Allstate's phone representatives were extremely helpful. When prompted with eight problems, each problem was explained as to why it happened, how to further to prevent it, and they fixed the problem within seconds. The service representative was very friendly and provided the ideal service one would expect.
Summary





Although Allstate is a very large corporation who handles thousands of policies a year ,you can still get the quality service that you would expect from a local company. The prices are reasonable for the coverage you would want and the resources available to a potential customer are tremendous. There's absolutely no reason not to check of Allstate because there is simply no major cons to getting a quote.
Allstate is exactly the type of life insurance company everybody should work with to keep their family secure. Allstate provides a high standard of excellence in the insurance industry and remains one of the most financially sound company as well as a company with excellent customer satisfaction.
