Aviva Life Insurance Review

Overview

Aviva has one of the richest histories among all insurance companies. While multiple companies have formed Aviva Insurance the oldest root dates all the way back to the 1600's. Aviva has weathered all sorts of disasters including the Panic of 1825, the San Francisco Earthquake and two World Wars. Despite all the dangers and horrific events in the world's history, Aviva continues to provide a variety of quality insurance to thousands of individuals every year.

Policies / Plans

Using their online tool, you can figure out the best insurance policy for your needs. Aviva offers term life insurance normally in terms of 10,20 or 30 years. The term life insurance policy can also be automatically renewed. Whole Life Insurance is also offered. That type of policy obviously offers life insurance until the policyholder passes away. Indexed Whole Life Insurance is the third and final type of policy offered. Indexed Whole Life insurance differs from regular whole life insurance because the indexed policy offers a more rapid cash accumulation in the policy.

Pricing / Rates

Aviva offered some of the most competitive rates for the insurance quote that was requested. Using the same information, a quote of $205 was given for the specific coverage requested. This is much lower then most providers and the policy also offered cash accumulation that gave a higher return per year.

Getting A Quote

A quote from Aviva is easy to get and can be done in a few ways. The easiest and fastest method is an instant quote from their website. It will take no more then fifteen minutes. If you are looking to speak to a real person you can call their toll-free number listed on their website and speak to an agent. The agent will be able to mold a policy with any features you may need.

Customer Service

To put it in simple terms; Aviva has some of the best customer service. Like their motto mentioned above, Aviva strives to offer the best service in an easy and headache free manner for all their customers. An agent was called on the phone with a simply problem and asked to fix it. The agent that was spoken to was not only fast to identify how the problem occurred but also some helpful tips on how to prevent further problems from happening. The agent spoke in a respectful manner and was extremely friendly. They promptly fixed the problem and provided all the customer service you would expect from an insurance company.

Summary

Aviva is a smaller life insurance company in the United States, but is one of the best. With superb customer service and quality products, Aviva should be considered an option for anybody looking for Life Insurance. It has continually provided insurance for 300 years and looks to be one of the most stable and growing life insurance providers in America. Aviva is definitely a company worth checking out.