Hartford Life Insurance Review

Trusted by Americans for over 200 years, The Hartford has provided the financial protection you need for a price you can afford.

By: admin Posted: September 28, 2010

The Good

Excellent Customer Service • Low Premiums

The Bad

Not specialized in life insurance

Overview

Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the largest insurance and investment companies based in the United States, with offices in the United States, Japan, the United Kingdom, Canada, Brazil and Ireland. The Hartford Group is a leading provider of life insurance, group and employee benefits, automobile and homeowners insurance and business insurance - as well as investment products, annuities, mutual funds, and college savings plans. After 200 years in business, The Hartford Group is known for its superior customer service and continued operational excellence.

Policies / Plans

Here are the plans The Hartford offers:

Term Life Insurance:
- Lasts 10,15, 20 or 30 years.
- Can be automatically renewed
- Guaranteed cash payment

Whole Life Insurance:
- Accumulates small cash value
- Lasts until death
- Flexible premiums

Universal Life insurance:
- Is Tax-Deferred
- Accumulates interest
- Allows for cash withdraw of interest

Pricing / Rates

The premiums offered are somewhat competitive compared to other providers. A monthly premium of $240 was offered which is lower then most competitors but not all. Overall, the premium payments are decent and are very affordable for most people.

Getting A Quote

As the same as every other provider, The hartford provides quotes via online form and by telephone. Both are fast and efficient.

Customer Service

Customer Service is excellent at Hartford. Their staff can be summed up as friendly, easy to work with, and quick to resolve problems. If you decide to choose the Hartford, rest assured you will be in good hands. There are no problems or concerns with the Hartford's customer service.

Summary

Overview:

Policies / Plans Rating:

9.6

Policies / Plans:

Here are the plans The Hartford offers: Term Life Insurance: - Lasts 10,15, 20 or 30 years. - Can be automatically renewed - Guaranteed cash payment Whole Life Insurance: - Accumulates small cash value - Lasts until death - Flexible premiums Universal Life insurance: - Is Tax-Deferred - Accumulates interest - Allows for cash withdraw of interest

Pricing / Rates Rating:

8.4

Getting A Quote Rating:

Getting A Quote:

As the same as every other provider, The hartford provides quotes via online form and by telephone. Both are fast and efficient.

Customer Service Rating:

Overall Rating:

8.20

The Hartford is a solid pick. There really isn't anything that stands out from the Hartford. Every area of their business is a solid pick. There isn't much else to say about the Hartford but they have some of the highest customer satisfaction ratings. You won't be disappointed with the Hartford but you could find a few other life insurance providers that are just as good. Still, like said before, it's a solid pick.