Lincoln Financial Life Insurance Review

Lincoln Financial Life is a provider of life insurance for many people. The company was founded under this name in 1905 under the Lincoln name based on their goal of honesty and quality life insurance.

The Good

Over 100 Years in Business • Honesty, Quality and Integrity are High Priorities • Staff is Friendly and Helpful

The Bad

Coverage Rates May Vary Based on Health and Age • Certain Coverage Plans May Be Unavailable in Some Areas • Lincoln Financial Life Insurance Believes in Honesty and Integrity

Overview

When Robert Todd Lincoln gave permission for his father’s name to be used for the foundation of Lincoln Financial Life Insurance there was no way he could have known how seriously the company would take the task of upholding this name. Even today more than 100 years later Lincoln Financial Life Insurance delivers the best in honesty and integrity.

Although honesty in all life insurance matters is the primary goal of Lincoln Financial Life Insurance it is also their goal to provide quality services at affordable rates. When you choose Lincoln Financial Life you can be sure you will receive nothing less than the best possible services for your life insurance needs.

Policies / Plans

Lincoln Financial Life offers many different policies and plans to fit the coverage needs of their customers. In addition to this they also offer flexible options regarding each of these policies and plans and allow various combinations of different types. For example you may choose to combine some aspects of term life insurance with some aspects of whole life insurance to obtain the amount of coverage you desire. Regardless of what your life insurance needs are Lincoln Financial is sure to have what you are looking for. Because of the flexibility of these various plans and policies Lincoln Financial receives a rating of 9 in this area.

Pricing / Rates

In addition to the flexibility that Lincoln Financial offers in regards to plans and policies they also have flexible pricing options as well. Once you determine the exact amount of coverage that you need Lincoln Financial can create a policy specially designed to fit your needs and your budget. This flexibility has earned Lincoln Financial Life Insurance the highest possible rating of 10 in the area of rates and premiums.

Getting A Quote

In order for a person to decide if they truly want to use a specific company to provide their life insurance needs they first need to be able to obtain a quote on the policies and plans which are available and the prices related to these policies. With Lincoln Financial Life Insurance this process is fast, easy and reliable earning them a rating of 9 in this department. This makes it extremely easy for anyone to get a quote in a very short period of time.

Customer Service

This is a very important aspect of any life insurance company and Lincoln Financial takes customer service very seriously. This is largely due to the name which they have created for themselves over the years. It is the goal of Lincoln Financial Life Insurance to provide excellent customer service and ensure that all their customers are kept as happy as possible. This means providing the best possible customer service and with a rating of 10 they do just that and more.

Summary

Overview: 
When Robert Todd Lincoln gave permission for his father’s name to be used for the foundation of Lincoln Financial Life Insurance there was no way he could have known how seriously the company would take the task of upholding this name. Even today more than 100 years later Lincoln Financial Life Insurance delivers the best in honesty and integrity. Although honesty in all life insurance matters is the primary goal of Lincoln Financial Life Insurance it is also their goal to provide quality services at affordable rates. When you choose Lincoln Financial Life you can be sure you will receive nothing less than the best possible services for your life insurance needs.
Policies / Plans Rating: 
9
Policies / Plans: 
Lincoln Financial Life offers many different policies and plans to fit the coverage needs of their customers. In addition to this they also offer flexible options regarding each of these policies and plans and allow various combinations of different types. For example you may choose to combine some aspects of term life insurance with some aspects of whole life insurance to obtain the amount of coverage you desire. Regardless of what your life insurance needs are Lincoln Financial is sure to have what you are looking for. Because of the flexibility of these various plans and policies Lincoln Financial receives a rating of 9 in this area.
Pricing / Rates Rating: 
10
Getting A Quote Rating: 
9
Getting A Quote: 
In order for a person to decide if they truly want to use a specific company to provide their life insurance needs they first need to be able to obtain a quote on the policies and plans which are available and the prices related to these policies. With Lincoln Financial Life Insurance this process is fast, easy and reliable earning them a rating of 9 in this department. This makes it extremely easy for anyone to get a quote in a very short period of time.
Customer Service Rating: 
10
Overall Rating: 
9.50

As you can see Lincoln Financial Life Insurance receives high ratings in all areas giving them an overall rating of 9.5. This makes Lincoln Financial Life Insurance an excellent choice in providing the life insurance coverage that you have determined adequate for the needs of you and your family. There’s no way you can go wrong when you choose a company that places such importance on honesty and integrity such as Lincoln Financial does.

Lincoln Financial Life Insurance Info

Rating Overview

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