The Good
Reputable Company Respected By Both Customers and Within The Industry • Offers Life Insurance, Financial Planning and Investment Opportunities • Nice Variety of Insurance Products • A.M. Best Affirms Penn Mutual's A+ - Superior Rating • A.M. Best Affirms Penn Mutual RatingsThe Bad
Policies Tend To Be Expensive • Caters to High End Clientele • Penn Mutual Life Insurance ReviewOverview
n/aPolicies / Plans 
Penn Mutual Life offers a nice variety of plans and policies. Individuals will have the opportunity to purchase both or either term and permanent life insurance plans. Permanent life insurance plans include Universal, Whole and Variable Universal Life. Penn Mutual also makes available a variety of annuity and variable investment options. Individuals interested in financial planning, will find that the company offers these types of services as well. Penn Mutual doesn’t just provide services for individuals but for businesses as well, particularly employee benefits, retirement planning and buy-sell agreements, amongst other products.
Pricing / Rates 
Penn Mutual tends to service a high-end clientele. Because that is the case, their prices tend to be more expensive. They are not a “Wal-Mart” insurer. Individuals looking for cheap plans probably won’t find Penn Mutual to be a good fit.
Getting A Quote 
Instead of offering instant or quick quotes for any of the company’s policies or services, individuals are directed to contact a representative. They can do so by choosing from a list of agency offices provided by the company, beginning with their home state. Individuals are to pick the one closest office to them and contact an agent. They will be able to receive a quote after discussing their needs with a representative.
Customer Service
Penn Mutual’s customer service department is one of its best assets. The support staff is very helpful and willing to go beyond the call of duty to help clients both prospective and actual. The company offers several points of contact, including a corporate telephone number, an automated line, toll-free customer support, fax and traditional mail. One of the reasons that Penn Mutual is one of the most respected insurance/financial services in the United States is because they offer great customer service. Their traditionally, high-end clientele expect excellent client support and Penn Mutual makes sure that they receive it.
Summary
Penn Mutual is an excellent insurance/financial services company. Like many insurance companies, they are heavily involved in providing and promoting the use of various financial vehicles. This is a pairing that makes sense. Life insurance is all about protecting the livelihood of those the deceased is financially responsible for after their death. Investments are one way to shore up a person’s finances while they are alive, which will benefit them and their family while they are living. Safeguarding gains made from such investments will help a person’s loved ones after they have passed on. In this way, insurance and investments go hand-in-hand.
Penn Mutual not only provides services and products for individuals, they also offer an array of the same for businesses. Businesses that would like to offer benefits, both employment and retirement, for their workers will find that Penn Mutual is a great place to if not obtain them, at least research what the company has available.
Penn Mutual’s strongest suits are their customer service and product selection. The company’s prices tend to be expensive because of their clientele tends to be high-end. Getting a quote from the Penn Mutual website requires a little more work than at some insurance websites. It is necessary to contact a representative in order to receive a quote. The company’s website does offer calculators but none that provide price quotes.