The best way to Make a Declare With the Texas Windstorm Insurance coverage Affiliation (TWIA)

As a Texas insurance coverage agent I discovered that many individuals had questions on the way to file a declare with the Texas Windstorm Insurance coverage Affiliation (TWIA) after hurricane IKE.I hope that you simply by no means need to make a declare for damages. In case you do have to report a TWIA declare listed here are some recommendations:
Once you get a TWIA coverage evaluation your protection and choices earlier than a catastrophe occurs. Issues to debate together with your agent embrace; do you might have a excessive sufficient restrict, are you cheerful together with your deductable choice, is your private property (contents) lined, have you ever chosen the wind pushed rain choice, and have you ever chosen the alternative value valuation choice. Additionally your TWIA coverage is not going to cowl flood damages, do you might have a separate coverage for that?
Within the occasion of a pure catastrophe your private security must be an important consideration. Don’t endanger your security to try to get better or shield property!
Go to the TWIA web site and browse the policyholder part underneath the “File a Claim” tab. There may be data listed there for the claims course of. Additionally, you will see some suggestion similar to taking footage of the injury, taking motion the place attainable to forestall additional injury, however not making and everlasting repairs till instructed to take action by the assigned adjuster.
You could have three choices for reporting your declare. You possibly can name the agent that bought you the coverage, you possibly can report the loss/declare on to the TWIA at 800-788-8247, or it’s possible you’ll get a declare type at: www.twia.org ; click on the “file a claim button”, after which the “TWIA Loss Notice Form Button”;  fax the shape to 512-899-4953.
Whatever the technique chosen it’s advised to get a duplicate of the declare type so you’ll know what data is required to file your declare (it is extremely easy).
It’s possible you’ll need to print this text and put it together with your coverage. As disclaimer this text is written by an unbiased agent and never a consultant of the TWIA. Guidelines and procedures might change so contact the TWIA for the latest guidelines and polices.

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