The Good
Wide Array of Life Insurance Options • Provides Financial Planning Services • Offers Long Term Care • Has Nice Portfolio of Annuity ProductsThe Bad
Can Be Difficult To Choose the Right Option With So Many Choices Available • Prudential Life Insurance ReviewOverview
n/aPolicies / Plans 
Prudential offers a wide array of insurance policies. Individuals will be able to purchase Term insurance, in addition to Permanent plans. The Permanent insurance options include Universal, Variable and Survivorship - second to die coverage. Those interested in retirement planning, will find that Prudential offers a number of relevant products and services. Those who aren’t quite yet ready for retirement but who would like to get their finances in order via financial planning, will be able to do so through Prudential. They offer financial planning programs and products.
Pricing / Rates
The prices offered at Prudential are competitive. Those looking for the least expensive options might find the company’s Term plans to be a good choice. They will be affordable for most individuals. The Permanent options, i.e., Universal, Variable and Survivorship will be a little more expensive then the company’s Term plans but the same will be true of most companies. Even though the Permanent options will cost more than the company’s Term plans, they are still very affordable, especially when compared with similar policies offered by other companies.
Getting A Quote
Getting a quote at Prudential is super easy. In fact, it is one of the easiest companies to get one from. Whereas, many insurance companies require that an individual contact them directly via telephone, email or a web form before they issue a quote, at Prudential, an individual only needs to plug in the requested information and they will receive an instant quote. It really doesn’t get any easier or better than that.
Customer Service
The customer service at Prudential is another huge plus. The company takes the needs of their customers and those interested in purchasing a policy or other product, very seriously. They are able to be contacted via telephone and email. The customer service team is very responsive and eager to offer top-notch service. Whether a person has a question or a concern, the support staff will work hard to address it or provide a remedy it if necessary. Customer service plays a huge role in a person’s experience with a company. If the customer service is bad, chances are, an individual will have a bad experience. The converse is true as well.
Summary
Prudential Life Insurance Company is a top-notch one. They offer a nice selection of policies, covering just about all of the bases, in terms of life insurance. Shoppers will find that they have lots of very good options, amongst them Term, Universal, Variable and Survivorship plans, available to them. Prudential also offers annuities and other financial planning products. Individuals will also find that they are able to purchase long term care insurance and retirement planning products. The company’s great customer service, fast, simple application process and instant quotes, make them a terrific choice.
Prudential is one of the best companies that we have reviewed. Individuals in need of good, quality, insurance plans, should definitely give them some consideration. They are also a good choice for financial and retirement planning. Those looking to financially secure their future owe it to themselves to give the company a good, hard look. In addition to annuities, they also offer other excellent products and services!