SunAmerica Life Insurance Review

Overview

SunAmerica has consistently proved itself to be worthy of your patronage and will continue to do so for years. SunAmerica can make your life insurance dreams come true and provide enough security to get your family through those tough times when you're gone.

Policies / Plans

Variable Annuities - With long term growth potential, the variable annuities SunAmerica offers are second to none. You can plan for the long term with the fantastic options they have available. Variable annuities are part of many retirement and investment plans throughout the many companies in America. Why should you choose SunAmerica? Their track record of successful variable annuity payouts is exceptional. They have proven themselves to be a leader in this category.

Retirement Income Benefits - This option offers a retirement strategy that's truly worth putting money into. You're safe from market volatility and will have a guaranteed income stream for the rest of your life. With this option, you get to take advantage of stock market ups and are protected from the downs. You'll never have to worry about losing money because the stock market isn't performing as it should be.

Beneficiary Protection - With this option, you can avoid probate, be protected against market volatility and ensure that your beneficiaries will receive the lion's share of what they deserve when you're gone. There are a few options in this category of coverage.

Standard Protection - You are guaranteed to receive an amount that is equal to your initial investment. This means that no matter what happens, your money is safe from loss.

Enhanced Protection - While it does cost an additional fee, it helps to increase the value of your estate. It also helps to offset the taxes when the inheritance is due.

Spousal Protection - This is offered free of charge and will allow you to extend the benefits from the annuity to a spouse.

Legacy Protection - Also available at no additional cost, you can extend the benefits to children and potential grandchildren as well.

Polaris 401k - This plan offers a wide array of investment choices and lots of diversification. It provides protection during down markets and complete control over your retirement income.

Individual 401k - An individual 401k offered by SunAmerica allows you to save more for your future income needs and defer more of the taxes on your current income. There are never any taxes due on contributions to a 401k. This is the retirement plan of choice for eligible business owners.

Pricing / Rates

The rates to attain these insurance products aren’t listed on the website. You will have to get a quote from them directly. However, the rates are very competitive from what we already know.

Getting A Quote

It's really easy to get a quote from this company over the phone. Simply answer the questions they ask you truthfully and you'll be on your way to securing a life insurance policy that will fit your life.

Customer Service

SunAmerica customer service is 100% satisfaction guaranteed. They will guide you through the steps you need to take in order to get the right life insurance products for you. The customer service agents are knowledgeable, friendly and can make the most of the money you have to invest. Simply ask them any questions you may have and you will get a prompt answer.

Summary

Overall, this company has all the products and services you need in a life insurance company. They have made it their mission to provide the best service and support in the industry. Although they aren't very well known yet, they are very competitive and have a track record of continued success. You can trust that this company will be around for a long time to come. Their business associates can direct you to the insurance products that will make the most of the money you have to invest.